Personal profile
Your everyday money — income, spending, budgets and savings goals — in a clean, private space.
Features
Everything Pace Ledger does
One private app for your whole financial life — personal and business kept fully separate, with smart tracking, budgets, bills, debts, insights and accountant-ready exports.
Signature feature
Two financial worlds, one account
Keep your personal life and your business books completely separate — each with its own transactions, budgets, currency and look. Switch between them in a tap, and let Business mode flag necessary expenses as tax-deductible.
Business profile
Separate books with tax-deductible flags, profit & loss, and the full business toolkit when you need it.
One-tap switch
Move between worlds instantly. Different data, different currency, zero mixing.
Track & plan
Stay on top of every dollar
Smart transaction tracking
Log income and expenses with auto-categorisation and smart icons. Everything is grouped by date and instantly searchable and filterable.
Budgets & savings goals
Set monthly and yearly budgets with live spend tracking and progress bars. Savings goals fund themselves automatically from linked transactions.
Subscription & bill tracking
Track recurring bills across weekly, monthly, quarterly or yearly cycles, with renewal countdowns and one-tap “log payment”.
Debt tracking
See money you’ve lent and money you owe, with progress — plus interest and late-fee handling for business.
Analytics & insights
Charts plus plain-English insights that compare this period to the last — spending trends, fastest-growing categories, savings rate and profit-margin health.
Professional exports
Export statements as a styled PDF, a formatted Excel (.xlsx), or CSV — ready for your accountant or your records.
Private by design
Secure, calm, and ad-free
App lock with PIN & biometrics
Protect the app with a PIN and fingerprint/face unlock, plus auto-lock and lockout protection. Your numbers stay yours.
Light & dark theming
A clean, premium interface that adapts to your system or your choice — easy on the eyes, day or night.
No ads, ever
Free to start, with no advertising anywhere. Your attention isn’t the product.
Business toolkit (Business Pro)
Invoices, profit & loss, tax summaries, client/vendor tracking, the export center and audit logs — for when the side hustle gets serious. See plans.
Get started free
Try every core feature, free.
Download Pace Ledger, set up your profiles, and start tracking in minutes. Upgrade to Pro only if you need unlimited everything and the business toolkit.